People would call for rates and have a clean driving record and vehicle history while working for a ample insurance company. But the moment we did a check on prior insurance and the customer did not have any prior insurance where there was a need for one then their rates went up double if not more. Why is prior insurance so important to you? This is because the insurance companies follow the rules and are always protecting yourself and others that you appreciate. Normally, almost all the companies will discount rates after you’ve had insurance for 6 consecutive months after not have insurance when claims have been made. Then after a year, it will decrease again. If you don’t have prior insurance, you may have to start with an “insurance mill” type of company that insures everybody that related. It seem like you may have to sacrifice a little bit of coverage. But don’t wretchedness, it’s worth it in the long bustle to get insurance and keep it as long as you can.

Another thing is, having a clean driving record is important too. When you had an accident, it will stays on your record for at least 3 years. Cause of the premiums to go up is due to traffic tickets . People who are eager in accidents are more likely to get into another accident or receive another traffic price. So, the insurance companies pass the cost onto you.

Insurance companies charge more is by automatically setting their rates higher than the state minimum is another way . For the example, the minimum a person has to have is 20/40/15 in the state of Texas. The calculation is like this, the insurance company will cover up to $20,000 per person, no more than $40,000 for everyone fervent and up to $15,000 for the property damage and vehicle. There are also companies that have their own minimums such as 25/50/25. It raised the premium an average of $25 per premium period and it doesn’t seem that remarkable of a raise in coverage. Please keep in mind, that most cars on the road are worth more than $15,000. And if the damage to the other vehicle totals out the car or is more than $15,000 worth of wound. Then, you will be responsible for the rest. It’s your call to lower that coverage but the state’s minimum should be alright for most people.

To reduce the cost is through your uninsured/underinsured motorist coverage. The claims can be done if you are in a wreck with someone who doesn’t have any coverage. After you know your car is worth $15,000 or less then there is no reason to pay for coverage where you’ll collect $25,000 in coverage when the insurance company won’t ever pay you that much. This is because your car, even if totaled, will not be worth that amount.

You must to make positive to ask the insurance salesman on the other end of the line what you can possibly slash without having to cut major coverage and protection. Normally, they will try to offer you road side assistance and rental coverage. It is nice to have peace of mind and know that if you are in an accident to have a paid rental, or if you’ve run out of gas you can have assist sent your way but if you live within a bus ride or a friend can pick you up then opt out of rental coverage. The rental can range anywhere between $30 to $60 per 6 months. Road side assistance is also sterling to have. But if you deem you have a friend or relative close enough to offer assistance then opt out of this coverage as well. The price for road side assistance can be from $15 to $50 per 6 months premium period.

Angela Braly loves America. She is living proof in these tough times of how alive the American Dream truly is. Born a year prior to the assassination of JFK in Dallas, Texas, she obviously took her education seriously at a very early age because there is no greater path to prosperity, than knowledge. She earned her BA at Texas Tech University and later went on to receive her law degree at JD, Southern Methodist University. She is currently married, the mother of three children and a proud Republican Party Affiliate. Best of all, Angela Braly earns 188,461.53 cents a week. This, of course, is before taxes though calm a bit more than the waitresses working at Pat’s Pizza, in Sanford, Maine.

Sanford Maine is a quiet little town. Unemployment reached a peak of 11.7% at the close of 2009 but is still growing. As of July 2007, roughly 11,000 people resided in Sanford, Maine. Goodall Hospital is in Sanford, Maine and offers state of the art rooms and exceptional care. There is also a movie theatre in Sanford, Maine, called Smittys Cinema and inside each theatre, movie goers will fetch plush seats surrounding dining room tables, menu’s and full waitress service if they would like to have dinner with their movie, offering quite a recent experience. The median income of Sanford, Maine as recently as 2008 was between 37 and 38,000 dollars a year, or roughly 730.36 cents a week. This is, of course, before taxes and would require the weekly salary of 258 fulltime Sanford employee’s to match Angela Bralys weekly paycheck.

I’m not sure Angela Braly has ever seen Goodall Hospital or taken in a movie at Smitty’s Cinema. She would be surprised at how good the veal parmigiana is at Pat’s Pizza. It may not be the five star rated restaurant the Braly family is probably accustomed to, but the atmosphere is delightful and the waitresses are extremely attentive. I would like to invite Angela Braly to Sanford, Maine. There are so many suited people in Sanford. I’m sure there are unruffled a few left who would like to thank her for the help her company has provided in their time of need.

Angela Braly is, after all, the CEO of The Wellpoint Corporation of which Anthem Blue Cross and Blue Shield of Maine is a subsidiary of. Angela Braly is currently suing the State of Maine for failure to approve an 18.5% rate hike for its subscribers. Anthem originally requested a 23% rate hike, in spite of five straight years of double-digit rate hikes. I have to question why the state of Maine would object to such a rate hike. After all, the economy continues to defy the expert predictions of recovery, adding to the growing number of unemployed through out Maine as well as the rest of the country. This can only translate into a decrease in subscribers for such mammoth companies as Wellpoint and its subsidiary, Anthem Blue Cross/Blue Shield of Maine. Perhaps the Wellpoint Board of Trustee’s ought to consider a few budget cuts in order to preserve desired profits. Maybe they could stop the nearly 10 million annually spent on lobbying. Or slit out the 188,461.53 cents a week salary of Angela Braly. There’s an unemployment office in Sanford, Maine. Once she has filled out all the paperwork, we can take in a movie at Smitty’s, or, just kick back and enjoy the food at Pat’s Pizza. Knowing only too well the trauma associated with job loss and the subsequent loss of health insurance going along with it, I can even assure Ms. Braly it won’t cost her a dime. I’d be more than happy to pay for the whole thing.

Accounts Receivable
Company seeking health care A/R experts who can work independently resolving problem claims. Experience in IV Therapy, Enteral, and DME claims a plus. Option to work out of your home. Generous incentive pay for you efforts. Fax resume to: 816-444-2039.

Administrative Asst.
We are still growing and adding home-based employees! Work done on computer and phone during set 5 day work schedule. This is a entry level position-we will train! Send resume with salary req. to: Nation’s CareLink; Attn: Janet; 5701 Shingle Crk Pkwy #400; Mpls MN 55430.

Administrative Asst/Home-based
Successful health assessment company looking for reliable individuals to work from home conducting health interviews with clients who have applied for insurance. Work done on computer and phone during status 5 day work schedule. Immediate openings @ 30+ hrs each. Mon thru Fri. evening positions. This is a entry level position-we will train! Send resume with salary req. to: Nation’s CareLink Attn: Janet 5701 Shingle Crk Pkwy #400 Mpls MN 55430

Administration / Data Entry
Small company that has been in business for 3 years is looking for
motivated individuals who are eager in telecommuting (working out of their home). There are many positions available. Send resume to Attn: Rita Wellings, Po Box 595 Pinellas Park FL 33780

Adult Family Care Provider
LOCAL Only! Brockton MA Area Code:508
SOCIAL SERVICES Would you like to work at home? Become an Adult Family Care Provider. Provide personal care, a room and board in your
home to an stale or disabled individual who desires a family like living plot and requires assistance with personal care, supervision in meeting basic needs. Receive a tax free stipend for providing care. For more information call Maria at PRIDE, Inc.
1-888-535-2276 ext 14

Advertising Reps
We are forming a new local newspaper and are looking for part-time
advertising sales representatives. If you are interested in working in
advertising send your resume with salary requirements to: Publisher, P.O. Box 452, Chesterland, OH 44026

Advertising Representatives
Lifestyle magazine seeking freelance professional. The successful
contractor will have splendid communication and organizational skills and be goal oriented. Send resumes to: Love Coast Publications, Attn: Ted Johnston, The Stuart News, 1939 S. Federal Highway, Stuart, FL 34994

Appointment Setters / Independent Telemarketers
$10 per hour, plus $50 per month for expenses. Work at home F/T or P/T! Online & printed human resources & employment weekly magazine is seeking for “success & money-motivated” appointment setters. Calls are on a business-to-business basis. Leads are provided. Send resume to AdvsaRep, P.O. Box 521531 Miami FL 33152 Fax: (305) 629-9340

Appointment Setters
Earn extra income. Work from home setting appointments. Fax resume to:
843-799-8322.

Artists
Wanted to do personalized invitation illustration. Send resume and samples with salary rate to: Art Director, FASL P.O. Box 4000 Clifton, New Jersey 07012. No artwork will be returned. Those who do not meet the resume/samples/salary rate requirement will not be considered.

Billing Clerks
Home based billing clerks handle accounts payables, collections and
bookkeeping. Computer literate, with proficiency in MS Windows, Word and Excel. Knowledge of MS Access is a plus, but not required. Send resume to Daylight Transport 1501 Hughes Way Long Beach CA 90810

Banking Trainees
Positions available for Staff Manager, Loan Officers, Trainees and
Processors. Government experience a plus. Part-time, home based
positions. Send resume to: WMC, P O Box 1007, Evansville, IN 47706.

Business Writers
$50.00 per hour. Corporation seeks contract business writers. Submit
resume, salary history, and writing samples/clips (only submissions with writing samples/clips will be considered) to: Box 1836 c/o The
Commercial Appeal 495 Union Avenue Memphis, TN 38103.

Career Planning Manager
This company is looking for professionals from all industries who are detail-conscious and goal-orientated, who are able to work independently. As a Career Planning Manager, your team will provide Career Planning & Placement Services to displaced individuals that have lost their jobs, along with full service Internet recruitng services to companies looking for talent. Managing this unique combination of outplacement and recruiting servies requires obliging management, communication and sales skills. This is real work that can pay off colossal time for the suitable candidate up to $300,000 a year. SETTLEMENT MARKETING, INC., 11469 Olive Blvd., Suite 145 St. Louis MO 63101. Send an inquiry to: hr@settlementmarketing.com

Catalog Writers
If you’re a whiz in Quark Xpress and Microsoft Word, and have the ability to entice and persuade people with positive, concise, benefit-driven copy, then this catalog retailer needs you. Demonstrate us you’re an outstanding wordsmith for fashion, home, food or health products. Wow us with three of your best writing samples (non-returnable) and your resume. Please send your resume and salary history to: Quixtar Inc., Catalog Editor, Dept SC-2N, 7575 Fulton Street East, Ada, MI, 49355.

Children’s Editors
Publisher of childrens’ textbooks is looking for creative Editors to work on Spanish projects. Must have excellent Spanish/English writing skills. Full-time/part-time. Send resume and qualifications to Frank Tamet at: 305-267-3001.

Claims Processors
Corporate Benefit Services of America, Inc., Need home based medical claims processors. Must have own computer with modem. Send resume to Attn: Human Resources, 10159 Wayzata Blvd. Minnetonka, MN 55305

Claims Processors
Companion Healthcare needs home based Medical reviewers that are independent contractors. Must be a registered nurse, gain a personal computer with modem. Send resume and cover letter to 300 Arbor Lake Drive Suite 800, Columbia, MD 29223.

Claims Processors
Medical claims processors needed. Must have experience and own computer. Send resume and salary requirements to The Wisconsin Physicians Service, 1717 West Broadway, PO Box 8190, Madison, WI 53708

Claims Processors
Need home based claims adjusters. Must have own computer with a modem. Experience is preferred. Send letter of interest and resume to Superior Insurance Group, Attn: Adjuster Program, PO Box 6042, Indianapolis, IN 46206-6042.

Clerical
Clericom is hiring clerical workers from home. No previous experience. Full training provided. No commisions, selling, or recruiting involved. If you can type, you can easily do this. Please contact typing24@getresponse.com

Coders
Excellent opportunities for Medical Coders who possess Emergency Physician Coding experience with a minimum of one year work experience in ICD-9 and CPT coding from medical records or successful completion of AHIM-P or CPC certification exam. Knowledge of codes, coding guidelines and medical terminology required. Medical Coders will work from their home as part of our successful team. Send resume with cover letter outlining salary requirements to: Human Resource Generalist KA or MB, Team Health 100 NW 70th Avenue Plantation, FL 33317.

Coder
Must have a minimum three years coding experience. We are currently seeking at-home coding specialists. You will code from the comfort of your home and all coding will be done on-line. For more information please fax resume to: 205-380-4079.

Coders
Excellent opportunities for Medical Coders who possess strong coding
experience. Excellent benefits and flexible hours with the possibility to work from your home. Send resume with cover letter outlining salary
requirements to: MNR, 8001 Belfort Parkway, Suite 200, Jacksonville, FL 32256.

Collections
Premier Auto Finance-$12/hour. They provide computer and phone equipment. 5 years experience necessary. Aon Corporation
HR-PTC 5050 North Broadway Chicago, IL 60640

Community Counselor/Coordinator
AuPair in America—-Flexible independent contractor place. Recruit and interview potential host families for year-long cultural/child care experience. Coordinate activities for international au pairs. Flexible hours, work from home. Submit letter and resume describing qualifications to: Erica Dysart, AuPair in America, fax: 203-399-5592

Content Collectors
Are you a Mom or Dad with a passion for parenting who would love to find a way to participate in a dot-com that helps other busy moms – without taking on a full time job? We need you to help us build a website directory of local resources and ideas available for busy moms. Content Collectors are energetic people who will contribute their own knowledge and experience of useful resources as well as find and rate modern local resources. No experience necessary. Familiarity with word processing required. Send resume and cover letter to: MomZone, 1208 Massachusetts Avenue, Cambridge, MA 02138

Computer Programmers
New Boston Systems, 444 Castro Street Suite 700 Mountainview, CA 64041

Computer Programmers
Newsbytes News Networks. News service that specializes in news about
computer industry. Needs experienced computer writers. 406 Olive Street, W, Stillwater, MN 55082. Please send resume and cover letter.

Computer Programmers
Institute for Global Communications. Online computer service company seeks experienced internet, Unix and windows programmers. 1010 Doyle St. #9, Menlo Park, CA 94025.

Computer Programmers
ISC Consultants Internet and Call Center consulting firm needs graphic
designers, producers and HTML experts to develop web sites. Need previous experience in Photoshop, Freehand, and/or HTML editors. Send resume and cover letter to 14 East 4th Street, Suite 602, New York, NY 10012.

Computer Programmers
AAGIS has opportunities for IT professionals with experience in Oracle
databases, UNIX, and /or Cobol. Must have 2-5 years experience. Apply online at www. AAGIS.com

Computer Programmers
Abteksoft Corporation has consulting projects for programmers with C++/MFX experience. Send resume and hide letter to 10900 NE 4th Suite 2300, Bellevue, WA 98004.

Computer Programmers
Addison Wesley Longman, Contract programming positions. Send resume with details of experience to Addison Wesley Longman, 1 Jacob Plan, Reading, MA 01867 Computer Programmers Land and /or Distributed System Professionals needed. Must have college degree or equivalent experience, five years experience in implementation, help
and manufacture of LAN’s, or microcomputer based systems, or 3 years experience in a related technical field management. Send resume and cover letter to Alltel, 50 Executive Parkway, Hudson, OH 44236

Content Editor
Work from Home 80% of time. 10-40 hrs. a week. Duties include write test specifications, succor in creating test blueprints, and supervise item writers. Edit items for content accuracy and meet deadlines as required. Send resume to Kelly Services, Ste 108 2880 Sunrise Blvd Rancho Cordova CA 95742-6547

Copywriter, Freelance
For personalized invitation company. Fax or mail your resume and samples (copies) with your rate to: (973) 472-3264 Art Director, FCSL P.O. Box 40003 Clifton, New Jersey 07012.

Copywriters/Graphic Designers
Our in-house copy and design team is seeking talented copywriters and
graphic designers to work on a freelance basis. We research, write,
design and produce marketing collateral, publications, informational
health-related materials, and Web content. You should have a degree, 3-5 years experience, and a portfolio that demonstrates the paunchy range of your ability. Contact Claudette Bordeleau at: 401-459-5723 or email your resume to: bordeleau.c@bcbsri.org

Copywriter Salary: $30-40 / hour. Are you a freelance writer looking for projects with local companies? TCG is currently seeking copywriting talent for various clients in the northeast Ohio region. Candidates should possess at least one to two years experience as a writer in the field of web content writing, ad writing or direct mail. Send resume to TCG, 1300 E 9th St., Suite 1802, Cleveland OH 44114, Fax: 216 621-0417

Copy Editors
Experienced manuscript editors needed to edit manuscripts for medical,
nursing, dentistry, veterinary, and related health professions books. Excellent copyediting skills are required. Freelance editors must be adept at editing electronically in Word. Adherence to schedules is a necessity. Familiarity with scientific and medical terminology is a plus. We will contact qualified applicants and send them a copyediting test. Send resume to Att: HR/Freelance Elsevier Health Services 11830 Westline Industrial Drive St. Louis MO 63146

Copy editors/Proofreaders/Indexers
Freelance Copy editors, proofreaders, indexers and Quark operators. Send resume and hourly rate to: P.O. Box 3032, Branford, CT 06405.

Corporate Account Executives
Need home based workers to execute the sales opinion and deliver webcasting solutions to customers. Ideal candidate will have at least 1-2 years outside B2B Sales experience, familiarity with the Internet and Microsoft Office applications. Send shroud letter and resume to team@eclipsnow.com

Court Reporters
High Volume firm is in need of qualified Court Reporters in NY and NJ.
Freelance or staff positions available. Guaranteed work. Excellent income potential and schedule flexibility. Fax resume to: 973-631-7576.

Cruise/Tour Professional
Join the exciting vacation industry. Full-time/part-time. International cruise/tour company. Work from home. Travel industry benefits. Will train motivated people. Fax resume to: 727-572-9351.

Customer Relocation Management
Telecommute from home. Position is responsible for servicing relocating customers. Assist customers with apartment searches and other relocation needs. Requires Property Management or Apartment Locator experience or any related experience. 2 years of customer service, sales or marketing experience expedient. Computer proficiency required. Real Estate License a plus, not required. TO APPLY submit your resume along with the position you are applying for to: jobs@relocationcentral.com

Customer Service Representative
We work primarily with the newspaper industry. Our customer service
representative’s work from their homes making customer service calls for our newspaper clients. There isn’t any selling involved; and in most instances, we are checking on the customer’s service and reporting back to the newspaper so they can take appropriate action. Although working from home sounds great you have to remember that it is a real job and you need to present the same dedication and effort you would display for an office job. To apply, send resume to Ver-A-Fast Corporation, 20545 Center Ridge Road, Suite 300, Rocky River, Ohio 44116

CUSTOMER SERVICE
(Atlanta residents only)
WORK FROM HOME opportunity for those tired of fighting traffic
in Atlanta! Offering guaranteed Hourly Wage plus BONUS. Home
computer and second phone line/DSL or cable modem required
(Employer offering a purchase and/or reimbursement plan).
New telework department at NSDI Teleperformance for customer
and membership services. Contact Ms. Franks at 404.851.1611
or email resumes to jfranks@tpamerica.com

Customer Service Evaluator
Looking for marvelous people to evaluate customer service at local
businesses. Salary varies due to the detail of the assessment. Register online at http://www.ssanet.com

Customer Service
$10 per hour / $400 per week and up. Work at home handling inbound calls. No product sales or appointment setting. Requirements: Computer with high speed connection or Web-TV National company – the leader in its field – is setting up home based divisions to handle inbound calls from its nationally televised infomercials. Handle callers from 900 numbers and transfer method of payment to credit card or check. Must be able to work with accuracy and speed while maintaining professional and friendly attitude. Good, clear,
phone voice and the ability to simultaneously read info provided on screen, talk and type accurately. Telemarketing/Customer Service/Sales experience preferred, but not essential. Apply online at www.callsathome.com

Customer Service
Our call center is looking for experienced Customer Service Representatives and Collector’s. The successful applicant should have 3-5 years of experience in a call center environment, in either customer service or collections. In a work at home environment, our reps connect via the Internet, to the Alliance corporate
computer network, placing and receiving calls via CentreVu IP Software. All reps need to be located in Southwestern Bell’s Kansas City local calling area. E-mail/send your resume to: sbbrown@alldata.net or fax to 913-577-5049.

Customer Service Specialists
Live Ops–This company hires people to respond a variety of inbound calls from their homes. Incoming calls are scripted for the customer service specialist depending on the client. Calls are routed to your home. They have been reported to pay 25 cents per minute you are actually on the phone. If you choose to work at their peak volume times when calls are coming in one after another, you can come by approximately $15 per hour. They allow you to sign in at your own
convenience. Liveops.com, 112 Rose Drive, Fort Lauderdale, Florida 33312, Email: info@liveops.com

Customer Service/Reservation Agents
Norweigan Cruise Lines—Join one of the fastest growing cruise lines in the industry. Seeking highly motivated full-time Reservation Agents to work from home. Send resume to NORWEGIAN Skim LINE, FREESTYLE CRUISING, 7665 Corporate Center Drive Miami, FL 33126

Customer Service/Reservations Agents
Jetblue Airways, This airline hires its reservationists to work from home. They currently have over 300 reservationists working from their homes. Send resume to: Jetblue Airways, Attention: Human Resources, 80-02 Kew Gardens Road, Kew Gardens, NY 11415

Customer Service Reps
Please send a short resume, including e-mail address, city, county, and state, to: Attn: Marvin A. Hodges, Call Centers Remote, Global ISP, Inc. 9850 SW 15 Street * Miami, Florida 33174

Customer Service
Connect Plus, www.connect plus.com
1-888-821-1499

Customer Service
Virtual call center needs to hire people to reply incoming calls in their home and process data on computer. Must have computer with DSL, Cable, or ISDN access, private phone line, and be able to work 4 hours at a time. Choose your bear hours and days.
Email norwest@qwest.net

Customer Service
Looking for experienced Customer Service Representatives and Collector’s to serve our customers “working from home”. The successful applicant should have 3-5 years experience in a call center environment. Our reps connect via the internet to the Alliance corporate computer network to place and receive calls via CentreVu IP Software. To apply please send your resume via fax to Alliance
Data Systems 913-577-5049

Customer Service Agents
Previous telephone experience and references are considerable. Resume to FNet Corp International Headquarters, 733 Lakefield Road, Westlake Village, California 91361

Customer Service:
Alltel-Answer incoming calls from your home. Pay is approximately
$9-11/hour. Must be available to work a minimum of 15 hours weekly. Email: workfromhome@altell.net
Alltell Staffing, 1101 Anderson Drive, Littlerock, AR 72212

Customer Service Clerks
(Home Based) $14.25/hour. Major retail catalogue company needs customer service staff to work from home. You will take calls from customers, confirm availability of items and enter name, address and order information. Previous customer service experience is A MUST. You must also be able to type at least 80wpm with no errors. (You will be tested.) $10.50 for daytime shift. Clerks are also needed to work from 9pm to 3am. The pay rate for this shift is $14.25. Fax your resume to 949.266.8845.

Customer service, telephone representatives
Career Creature— $15 per hour. Do you have a knack for talking to people on the phone? There is no cold calling, this is not sales. All your calls are scheduled and come to you at your home. This is a customer assist based position. You job will be to answer questions and assist our customers. Work from home. You must have conference calling installed before your training is finished and a collected place to work. Internet access and phone capabilities at the same time are a must. We offer full benefits. Basic computer skills are necessary. To apply, please send your resume package to Career Creature, 300 S Orange Ave, Orlando FL 32801

Customer Service
ICPLANET –Other positions as well, online matching service that connects people with projects. Website is www.icplanet.com
4000 Civic Center Drive Suite 210 San Rafael, CA 94903

Customer Support
J-n-L Enterprises, Answer inbound calls for our company. Pays approximately $11 per hour. Taking calls from customers. This company pays you to reply calls. They work on a per itsy-bitsy basis. For more information please contact Laura at 217-732-5994. Or visit the website at www.J-n-Lenterprises.com

Customer Service Representatives
Time Communications, These positions involve answering calls that are routed to your home. Pay is $1750/month, Minneapolis area, 877 Jefferson Avenue, St. Paul, MN 55102 Phone: 651-229-3636, Fax: 651-298-1945, Voice: 1-800-486-8581

Customer Service Agents
Gateway Computers-Answer customer service inquiries from home! Send resume to Gateway Computers, Human Resources, P.O. Box 540278, Waltham, MA 02454-0278, or apply online at www.gateway.com

Cyber Agents—Customer Service
Average pay $10 – $24 per hour. Willow offers you the opportunity to be a service provider in this industry as an independent contractor. You set up your own eBusiness in your home. CyberAgent CSRs are professional customer service representatives who provide services to their clients on a highly flexible, as needed basis. You will answer the telephone or acknowledge to Internet inquiries. Presently, there is a pool of over 1,500 CyberAgents CSRs located in Miami-Dade, Broward and Palm Beach Counties, in South Florida. To apply, please visit: http://willowcsn.com/creditcard/account.asp

Data Entry
Work at home. Various work provided. Apply online:
http://taxloanprocessing.com/gateway.html

Dating Service Representative
We offer the opportunity to work from a home based office. You will
explain our membership service to our customers. Part-time and full-time positions available throughout the US. Send resume to Pete Kelly – VP of Sales & Marketing, International Life Mates, Inc 451 SE 2nd. Ave. Pompano Beach FL 33060

Documentary Writer/Producer, Freelance
Experienced freelancers wanted to write and produce nationally broadcast documentaries. Responsible for research, script, location shoots, offline and supervise online edit. Send resume, script samples or reel to: WTLN, 524 Datum Street West Palm Beach, FL 33401 Attn: MPL.

Editorial Reporters
Longwood Information: Researchers needed for online newsletter
4822 Quebec Sreet Washington DC, 20016

Editor/Writer
Marketing Editor/Writer needed for a leading e-business software provider in suburb Phila seeks freelance copywriters, copy editors, & proofreaders for its global Web site. Successful candidates will have two or more years of writing or editing exper. & will be familiar w/basic PC productivity tools, such as Microsoft Word, Powerpoint, & Outlook. In addition, candidates must have access to a PC &
dial-up connection and must be avail to work on-site at least 20hrs/week. If interested, pls forward your resume & contact info to:
PresidentTCSrvtaglier@erols.com

Editors
Internet Jobs Unlimited
2857 W. 15 Court
Mirmar, FL 30351

Editors
CMP Publications
600 Community Drive
Manhasset, NY 11030

Educational Assessment Specialists
Telecommute from anywhere in the country! Individuals will write, edit, revise test questions and related educational products; analyze curriculum and state standards; create blueprints for developing educational products; and notion and monitor the development of tests for statewide testing programs. Please send two copies of your resume along with a cover letter stating current salary to: ETS K-12 Works, Inc., Attn: Carol A. Hawkes, Rosedale Road, Mail Terminate 5-D,
Princeton, NJ 08541

Educational Representatives
Professionals wanted to involve area schools in our fundraising
programs. Great opportunity to work from home. Send resume with salary
requirements to: American Heart Association, Recruitment Manager-LI,
2550 US Highway One, North Brunswick, NJ 08902.

Flex Agent
We are the national call center for Sylvan Learning Center and are located in Littleton, Colorado near Southglenn mall. We have immediate openings for Flex Agents (Educational Consultants). A success person on our team has the ability to work from home, uses a friendly consultative approach, is able to work comfortably on the phone all day, had 3+ years experience in customer sales or customer service, has a minimum of an associates degree or equivalent, has a desire to help children succeed in school and in life. We provide total annual compensation of $44 to $60k, 3 weeks vacation to commence, deep Sylvan discounts, med. Benefits, 401K, PT or FT opportunities for growth, and a fun working environment. Inbound calls only-no cold calling. Must be available for in house training. Sylvan Learning Center 1-888-EDUCATE

Freelance Positions
Currently hiring freelance photographers, shopping editors, movie reviewers, and restaurant reviewers. Please visit http://abouttmcs.com/jobs/cs_freelance.html
for more information and application information.

Graphic Artist
Black Millionaires Magazine: Work from your home, office, or studio. Prior work on commercial magazine ads preferred. Must have own equipment and materials. We pay on a per ad commission (plus performance bonuses). Send hard copy samples of work to: Platinum Media Worldwide, Attn: Contract Personnel, 81 Osborne Terrace,
Newark, NJ 07108-1709.

Graphic Artist, Freelance
To work on company startup identity package, logo, print ads, brochures, catalog. Preferred experience in direct-mail, direct marketing, and consumer sales type projects. Copy writing skills are also welcome. Opportunity also to work on website design and graphics. Requires Internet access (cable/DSL), and your own design equipment, scanner. Fax resume to: 413-604-8817

Graphic Artists
$15 to $200 per job. Part-time. Work from home! Go to
www.protshirt.com/job.htm or send a short resume via fax and an example of any original artwork you’ve done. Fax# 972-691-6639

Graphic Artists
Searching for experienced graphic designers with 2+ years experience
working with Photoshop, Quark Xpress and Illustrator to work short-term freelance contracts at clients location. Please register online at: www.techead.com

Home Sales Reps
Earn money while working at home. Use contacts and referrals to sign
customers up for our service. Marketing and management wait on to help you. E-mail jmherrin@z-tel.com or call Mark at 352-372-8770 Home Telephone Agents Work from the comfort of your occupy home to staff a Virtual Call Center, answering inbound calls. By using your own internet access, while answering calls from a separate phone line, you can select your own hours. Access codes and scripts provided. Automatic compensation tracking provides you $.15 for each minute that you provide Customer Service. To apply, contact employment@dmsi.cc or send your resume to DMSI PO Box 4460 Harrisburg, PA 17111-0460

Home Telephone Survey Agents
Clear speaking telephone agents needed nationwide. Work from home. Easy, flexible schedule. Great pay. We are a 10 year old full service Insurance agency. As a home agent you simply contact individuals or business owners in your local area from a list WE provide you and using OUR scripts you simply ask them to complete a quick 3 to 5 petite survey about their current life or health insurance program and ask them if they would like to receive a quote to compare coverage and put money. For application information please email:surveys@email.com

Hospitality Recruiters
Perfect for cease at home parents or people seeking a second income. 20 to 30 hours per week with schedule flexibility. Positions entails making calls to find qualified candidates. Previous recruiting experience or phone work a plus. Start a career from your home. Send resume to Attn: Mike McCusker, The Gates Group 331 Montvale Avenue Ste. 330 Woburn MA 01801

HTML Designers
Individuals fluent in HTML frames, CSS, and JavaScript needed for either freelance or full-time work. Experience with ASP also a plus. Possibly off-site. Excellent verbal and social communication skills. Please attach a resume and e-mail to: jobs@jdm.com, or mail to: JDM Interactive Inc., 116 West Houston 3rd Floor, Modern York, NY 10012. Fax: 212-505-7880.

Independent Representatives
$50,000 to $60,000 your first year working from home. Work for leading
Publishing Company selling advertising in their books, CD-Roms and
on-line. You must have prior sales experience, live in the IL area & be entrepreneurial. E-mail resumes to: Management Recruiters of Portland jobs@mrportland.com

Insurance Claims
Nationwide Insurance
Human Resources Department
PO Box 3275
Englewood, CO 80155

Insurance Auto Appraisers
Wawanesa Inc
9050 Friars Road
San Diego, CA 92108

Insurance Claims
CIGNA HealthCare,
Various positions in various offices, contact local office for more
information in your area.
31 Reeds Way, Novel Castle, DE 19720
Fax: 302-323-0403

Independent Sales Reps
Sell a cutting-edge, high-tech/personal-touch automated telephone
message delivery service (PAM, your Personal Automated Messenger). We
pay very generous commissions. Requirements: high motivation, strong
work ethic, good prospecting skills, ability to understand customer’s
needs, and extensive experience within a vertical market. Check out our service at www.pamcall.com, then send letter of interest and resume to: dangardner@altavoicecommunications.com

Internet Savvy Individuals
Needed for Internet Sales & Marketing projects (FT or PT available).
Virtual workers with Web access/Email required. Work from anywhere in
the U.S. Send email with phone number and best time to call to:
darrell@osbornis.com

Interpreters
Spanish $10 per hour; Korean, Vietnamese, Chinese $11 per hour. Fast-growing multilingual services company seeks fluent bilingual telephone operators. Freelance work from home all languages available. Testing, training provided. Fax resume with contact information to: 805-370-7474 Attn: Recruiting

Interpreters
Freelance work from home all languages. Testing provided. Fax resume to: 805-370-7474 Attn: Recruit

Interviewers
Deltametrics—-600 Public Ledger Building
150 S. Independence Mall West
Philladelphia, PA 19106

Investigators
Work from home & earn $25-30,000. Immediate openings with nationwide
investigative company. Good communication skills required, plus the
ability to meet deadlines. Must be familiar with Email & Internet
research. Send resume to: 5541 Oakville Shopping Ctr. #149, St. Louis,
MO 63129

Kitchen Writers
If you luxuriate in kitchen-related activities (such as baking, cake
decorating, candy making, canning, and/or beer and wine making) and are a talented writer, we have a great opportunity for you! Kitchen Krafts is seeking creative Freelance Writers to submit articles for use in various printed materials. Candidate must be an enthusiastic writer capable of producing interesting articles, tips, and/or suggestions on an as-needed basis. Please email your resume to:
writers@kitchenkrafts.com

Legal editors
Lexis-Nexis—-Local 937-865-6800
Toll Free: 800-227-9597 X 6044

Legal Positions, Freelance
Temporary, full-time, career solutions available for legal
secretaries/paralegals. Fax resume to: 503-295-9977.

Loan Processors
Flexible hours. Suited compensation. Working from home, part-time,
for experienced processors. Fax resume to: 610-622-4218.

Mail Processors – Need dependable people to help process mail, work at home, no experience required, will pay $10/hour. Send information about yourself to: The Northern Aurora Wildlife Preserve. PO Box 1006, Albany, Oregon, 97321

Medical Editors
Writing and editing medical publications, presentations and continuing
education programs. Qualified candidates should send resume, salary
history and writing samples to: Medicalliance, HR/MW, 5565 Sterrett Place Suite 200 Columbia, MD 21044

Medical Claims Processors
Candidates must possess basic computer skills. A two-year associate degree preferred, high school diploma required. Opportunity to work from home. Please send resume and salary history to: ASR Corporation, RE: Claims Processors, 3033 Orchard Vista Dr., Grand Rapids, MI 49546

Medical Record Coders
Work from home, must be ART or Certified. 2-5 years experience. Send resume to: HMS, P.O. Box 641, Holland, OH 43528.

Medical Representatives
You will be servicing and developing accounts from your home based
office for medical intention and pharmaceutical companies. Experience is
sales or customer service helpful. Please submit your resume and cover
letter with salary requirements to: TOLAS Health Care Packaging 905
Pennsylvania Boulevard, Feasterville, PA 19053, Attn: DD

Medical Transcriptionist
National Medical Transcription Company is looking for dependable individuals to work at home. In need of Medical Records / Rad / Onc /
Radiology / Ophthalomology Transcriptionist. Radiology must have 2 yrs exp with MRI. MR must have 2 yrs exp typing Ops & DS, A bonus
and benefit package available. Please call Mon – Friday 1-800-322-4720
ask for Trish or email resume to twheler@medquist.com

Medical Transcriptionists
This company uses medical transcriptionists who are independent contractors, you need good medical terminology and 3 years experience and are paid by lines typed. ORACLE TRANSCRIPTION, INC., 4007-B Norbeck Road, Rockville, Maryland, 20853, (301) 929-9100, or (800) 983-3581 Fax: (301) 929-9275 http://www.oracleti.com/index3.htm

Mortgage Closers, Shippers
Work from home. Make your own schedule. Fax resume to Attn: Jean
972-446-1707

Mortgage Loan Reviewer
Full time, work from home!! Subcontracting opportunities available. Internet access required. Very competitive salaries, great benefits. 401k . Fax resume to: HQ 703-448-2030

Monitors
Work from home, monitoring clinical trial eye. Send resume to Dawn Tkach, Scientific Staffing 51 West Prospect Street East
Brunswick NJ 08816 Fax: 732-651-5968

Monitor,
Websites—Work from home, monitoring website for correspondence from
clients and travel partners. You will be selecting the most appropriate travel partner to work with a client, given the client’s needs. Track activity/client traffic, earn weekly reports of sales activity, as it pertains to the website. Travel industry knowledge and experience (minimum 2 years, either high-end leisure or corporate). Excel and Internet knowledge. Send resume to 12degrees 801 High St
Palo Alto, CA 94.

Music CD/DVD Representatives
Wholesale CD/DVD distributor seeks experienced self-starters for heavy
phone and computer work; in-depth knowledge of general music and trends sterling. Work from home. Fax resume to Human Resources at: 714-995-8038

Mystery Shoppers/Researchers/Survey/Interviews
Total Resource Group
936 East 12th Avenue
Denver, CO 80218

Mystery calling and Mystery shopping,
A Top Shop-Pays a flat rate between $10-$20 per shop.
9032 West Ken Caryl, Avenue, Suite 101, #A7-B
Littleton, Colorado 80128
Corporate: 720-283-8377
Fax: 303-948-6618
www.atopshop.com

Mystery Shoppers
Annonymous Insights, Inc
7438 Sawmill Road #421
Columbus, Ohio 43235

Office staffing company
Various office positions available from home
Virtual Staff, email applications only, www.virtualstaff.com
Bpkane@virtualstaff.com

Office and administrative positions
Office Technology Inc. Agency outsources office help. Send resume to Attn: Human Resources 1315 Gillingham Road
P.O. Box 405
Neenah, WI 54957-0405

Office/Administrative Positions
We offer full-time hours, group medical and dental, performance bonuses, 401K, eyewear discounts, referral bonuses, computer inappropriate training, and additional skills training. Fax resume to: 858-268-5106.

Paralegals
The Affiliates,
98 San Jacinto Blvd 700
Austin, TX 78701

Phone Interviewers
Work from home, flexible schedule 8-20 hrs/wk mostly evenings. Fax
resume 305-598-9580

Photographers
Freelance photographers to deepen resource pool. Assignment work only.
Successful candidates able to show portfolio. Retirees welcome. Send resume to Editor, The Colonial Williamsburg Journal, P. O. Box 1776, Williamsburg, VA 23187.

Production Assistants
Compensation starts from $10 an hour. VideoHomeTours, a premier Internet company is looking for alive to, computer literate, graphically oriented individuals to learn to build virtual tours. VideoHomeTours uses advanced, digital photographic and video equipment to “walk-thru”
property. Freelance and part-time work available. Please e-mail resume
to: HumanResources@VideoHomeTours.com or fax a brief letter and resume
to: (773) 992-2052.

Proofreaders
Opportunities are available for home based entrepreneurs. Loyal estate
background helpful. Responsibilities will include supervision of work
cell, consisting of several minute takers assigned to various clients,
proofing of their work, interfacing with clients and production of
monthly Newsletters, where applicable. Home computers, fax machine,
access to the Internet and good working knowledge of MS Word required.
Mail resume to: Adkinson-Thorne Enterprises, LLC, 14 Mountain View
Avenue, Suffern, NY 10901 or fax to: 845- 368-3231

Proofreaders/Copywriters
Advertising agencies seek Editors, Proofreaders and Copywriters with 2 or more years experience. Freelance and Staff positions available.
Medical/Pharmaceutical experience is a plus. Please fax resume to:
201-842-7718

Proofreaders
If you you qiuckly see the 3 mistakes in this sentence, you may have what it takes to work with our demanding clients. The people we seek have: *excellent proofreading and language skills; * very good word processing skills; * an hour here and a few hours there, a few days per week; * a reliable PC or Mac with a newer version of Microsoft Word; and * ample Internet access. Please contact Phil Jamieson via email: philj@ProofreadNOW.com or send resume to ProofreadNOW, 447 Boston Street Topsfield MA 01983

Proofreaders and Copywriters
Aquent, is seeking serious top-notch freelance proofreaders for positions within every industry imaginable. Freelance opportunities abound, but only for those dedicated and good enough to meet
our exacting standards. What’s in it for you? Great pay, benefits, career growth and working for the coolest talent agency in town! Applicants should have two plus years experience proofreading in a professional environment, a great attitude and be able pass an assessment test of their skills. If this sounds like you, please send your resume and a cover letter telling us a little about yourself. Candidates MUST expend LA PROOF as their subject heading to be
considered and must be prepared to take a proofreading assessment. $25 per hour. Either respond via email to laresumes@aquent.com OR Fax your resume to: (323) 634-7696.

Proofreaders
University Graphics
11 West Lincoln Avenue
Atlantic Highlands, NJ 07716

Proofreaders
Now hiring FT & PT, Supervisors, Medical Proof readers & Medical
transcriptionists. Work from home on a state-of-the-art digital system. Base pay plus multiple incentive bonuses. Fax to: 407-656-1947 or 407-352-1247.

Proofreaders
$8-$12 per hour. Experienced proofreaders needed to proofread page proofs for medical, nursing, dentistry, veterinary, and related health professions books. Excellent spelling and grammatical skills are required. A knowledge of proofreading symbols is genuine. Adherence to schedules is a necessity. Familiarity with scientific and medical terminology is a plus. We will contact marvelous applicants and send them a copyediting test. Send resume to Att: HR/Proofreaders Elsevier Health Services 11830 Westline Industrial Drive St. Louis MO 63146

Proofreader
For brochures and annual reports. Ongoing freelance work during the day. Send resume to Attn: Sydney Smith, Ross, Culbert & Lavery, 15 West 20th, New York NY 10011

Readers
Readers are responsible for reading and evaluating responses to
non-multiple-choice questions at the elementary and secondary school
levels, and for assigning scores via computer or by hand according to
established standards in the areas of reading, writing, mathematics,
science, arts and humanities, and/or social studies. Training is
provided. Qualifications: Associate’s degree or a minimum of two years
of relevant college course work. Respond with a resume and letter of
interest using one of these methods, by mail: Measured Progress, P.O.
Box 1217, Attn: Human Resources, Dover, NH 03821. Fax: (603) 749-6398.

Relocation Services & Relocation Transportation Professionals
National company is seeking individuals to attend us with our relocation
services. Work from home only. Fax resume to Ryder Move Management, a Budget Group Inc: 952-401-4500

Reporters/Writers
The Pandya Group of Electronic Newspapers, a group of six rapidly
growing online newspapers, is seeking ambitious Reporters to write
newspaper articles and features and interview newsmakers. Candidates
must enjoy meeting unique people. Candidates must be amicable and have
excellent written and oral communication skills. Burly or part-time job. Salary or freelance pay. Mail resume to: Pandya Computers, Inc., 630 Industrial Park Road, Ebensburg, PA 15931.

Researchers
PI Marketing Systems
1421 Ruidosa Drive
Wichita Falls, TX 76306

Researchers/Telephone Surveys
Interactive Services Inc
9 S 412 Frontage Road
Hinsdale, IL 60521

Research Recruiters, Assistants and Account Managers
Full-time and part-time openings available to help support the Technical Recruiters with name and resume sourcing, research, profiling of applicants and internet job posting. Earns a percentage of placement fees as incentive bonus. We will affirm you as necessary to do your job, and this position may lead you into becoming a Technical Recruiter yourself. Also hiring National Tale Managers and Resume Processing Assistants. Work from your virtual office. Send resume to Electronic Search, Inc. – Personnel Department, 3601 Algonquin Rd., Suite 820 – Rolling Meadows, Illinois 60008.

Reservations Agents
Jetblue Airways,
Attention: Human Resources
80-02 Kew Gardens Road
Kew Gardens, NY 11415

Sales Representatives.
IMS-This company hires professional sales representatives to work from their homes for various clients via telesales. The pay has been reported to be approximately $15 per hour. IMS
Info@telesalesspecialists.com visit www.telesalesspecialists.com

Subscription Representative Home Agents
$14.00 per hour, plus $50 bonuses. Fortune 500 employer. Home Agents receive incoming calls from those wishing to register for Sweepstakes. Once registered, the caller is offered an opportunity to pick a magazine subscription package of their choice at a great discount off the newsstand price. Part-time from 12 to 32.5 hours, and $1.00 hourly or commission differential for Saturday and/or Sunday shifts. Must provide your enjoy PC, with Windows 95/98 or ME, two
phone lines or one phone line and cable ISP or DSL, with voice and data capabilities, and a headset. Free software is provided and two weeks paid training in Clearwater, Novel Port Richey and Jacksonville,
Bradenton/Sarasota, Florida. Applicants may call our jobline at 1-888-737-7297

Surveyors (telephone) /Shoppers– Audits and Surveys Worldwide, Inc.
650 Avenue of the Americas Current York, New York 10011

Survey Takers
Brand Institute Inc
1201 Bricknell Avenue, #350
Miami, Florida 33131

Telephone Agents
$9.00 – $12.00 per hour. Label customers up for Monthly Membership Club
and take customers information so that they can be transferred.
Encourage customers to call a 1-900 number. This is not a phone psychic job! Apply online: http://www.bassador.com/vcc/

Telephone Operators
Should be in local area code #301 A great opportunity to WORK AT HOME.
“Value Village” NO SELLING! SALARY + BONUS. Call 301-333-1900 weekdays 9-4.

Telesales
$7.00 per hour guaranteed plus commission paid weekly. Previous Internet experience required. Business sales. Work at home. Send resume to ChamberGates 18352 Dallas Pkwy #136-542 Dallas TX 75287-8209

Telesales
Full-time, part-time: work from home! Christian retail products. Send
cover letter and resume to: “Telesales” Fax: (615) 872-9786. Or, Vox
Corp, 3670 Central Pike, Suite J, Nashville, TN 37076.

Telemarketers work from home. Paid hourly. Must have a pleasant/friendly phone voice
and indulge in talking to new people. Choose your hours. No nights or
weekends. Set-up appointments for our sales staff. Fax resume to:
410-296-3983.

Telemarketing Part Time – Work from Home at PMR, hiring telemarketers to work ten to fifteen hours per week. 10.00 an hour. NO FEES, we pay you. Weekly payment. You must have prior telemarketing experience to qualify. For an interview, e-mail: bbmedicinemen@aol.com

Telemarketing at Pharmaceutical Management Resources, a human resources consulting firm, is currently hiring telemarketers to work from home part time. This is a ten to fifteen hour per week position which pays 10.00 an hour plus commission. Only experienced telemarketers need apply. We cannot train inexperienced people at this time. NO FEES. We pay you. Hourly checks are paid every friday, commissions are paid as they are earned.
To apply, e-mail: bbmedicinemen@aol.com. We will respond with additional information and interview dates and times.

Telemarketing- Phoneforce. Would you like to work from your home office anywhere in the country? A PhoneForce caller is a member of an elite team of highly specialized business professionals who have extensive experience in a variety of fields. If you have a business background, basic contact management systems experience and general expertise using the phone, this job is for you. Consider joining this team of outbound calling specialists providing premium business to business lead generation and telemarketing services. Please submit your resume via email. Visit the website at www.phoneforce.com Phone: 1-800-640-6409 Fax: 415-453-9599

Telemarketing
Ameridel is seeking telemarketers to work from home 20-35 hours per week. Paid training, benefits, medical, paid holidays and retirement concept.

Telemarketers
American Telemarketing Inc.
3349 Cahuenga Blvd West #5A
LA, CA 9006

Telemarketing
Remote Control
514 Via de La Valle, Suite 306
Solana Beach, CA 92075

Telemarketing
Telecommunications Professional Design
PO Box 215684
Sacramento, CA 95821

Telemarketing
Advanced Visions,Send resume to Keri Fletcher, 6422 E. Fourth Plain Blvd. Suite G6, Vancouver, WA 98661

Telemarketing – INTREP is one of the most progressive outsourcing companies in the world. We take the virtual office business model to the next level by hiring “at home” professional inside sales personnel. Our reps have a solid business background allowing them to communicate at all management levels. We require inside sales experience along with computer and software knowledge, in addition to a sound customer service orientation. You must have a home office with an appropriate computer system with Internet access preferably DSL or Cable. If you have the ability to work from home and believe you have the credentials to become part of our elite team, Intrep can provide you with a modern and fulfilling career experience. We are always looking for candidates with inside sales experience in all industries and all geographical locations. Opportunities are currently available for candidates with experience in Payroll Processing, Advertising, Printing, Computer Related/IT, Telecommunications, PEO Human Resources and High Tech. Candidates can be located anywhere in the U.S. For immediate consideration, apply online.
http://www.intrep.com/i_application.htm

Intrep, Inc.
5178 Marks Court
New Albany OH 43054 USA
Phone:
Fax: 614-573-7453
Company Email: hr@intrep.com
URL: http://www.intrep.com

Telephone Interviewers
Must have high personal integrity, reliability, and ability to work
independently, Spanish/English, capable phone skills. Work From Home. Flexible schedule (8-20 hour per week). Fax resume to 305-598-9580.

Telephone Representatives – $1 for each person you call and fill out a five little survey for. You would then enter the survey information at a particular web site, or email us each survey information in a separate email. The diagram you choose is up to you…whatever you find easier. This does not involve any sales. The best thing to do would be to make
calls in your local location, as this would not require any phone charges for you. This is a work from home position. Applicants MUST live USA. Must have a PC, phone line and a positive good speaking snarl. URL: http://jobs.iwarp.com/application.html

Telemarketers
For evening work from home. Send resumes to: State Farm Insurance 101
South US Route 15, Suite B, Dillsburg, PA 17019

Test Writers
International firm looking for skilled home based teachers.
Familiarity with Microsoft Word required. Ability to work from home through email required. Work involves creating questions and answers in Mathematics and History (Grade 3, 4,5, 6, 7, 8 9 and 10). Long term work. Payment by the assignment. All payments will be sent by check. Please email resume to max@ponnuraj.com

Test Writers
A leader in educational assessments, seeks educators to write test items in the areas of Science, Mathematics, and Social Studies. Will provide item writer training. Forward resume and mask letter, including negate area to: Riverside Publishing, A Houghton Mifflin Company, Attn: Ricarda Burciaga, 425 Spring Lake Drive, Itasca, IL 60143.

Translators — All languages needed to join the E-Services Marketplace. Go to http://www.uniscape.com/translatorcentral/index.htm Or, send resume to: Rachelle Acuna-Narvaez, Uniscape, Inc. 303 Twin Dolphin Drive Suite 500 Redwood Shores, CA, 94583 FAX: 650-596-1436 Email: Rnarvaez@uniscape.com Visit: www.uniscape.com.

Translators
Accurapid Translation Services, Inc., 806 Main St. Poughkeepsie, NY 12603. Need technical translators in all languages for business, engineering and scientific documents. A computer and modem is a requirement. Submit resume and description of technical expertise, computer type and /or telecommunications equipment. Pays by the word.

Translators
Uniscape
303 Twin Dolphins Drive Suite 500
Redwood Shores, CA 94583
Fax: 650-596-1436

Translators
Continental Translation Service
6E 43rd Street #2100
New York, NY 10017

Translators,
Olds Communication—hiring translators and interpreters in the legal,
social services, immigaration fields etc. Must have experience. Email with resume, rates, references, and experience in translation in any of the above fields to: info@oldscommunications.com. Based in Littleton, Colorado.

Transcription
Here is your opportunity to take advantage of one of our new programs. Work from home. Attractive pay structure. Full or section time. Prior experience in medical records dept. or a hospital preferred. Send resume to Seton Health, Human Resources, 1300 Massachusetts Avenue, Troy, NY 12180 or fax to 268-5733, email pcrowson@setonhealth.org Visit us at www.setonhealth.org

Transcriptionist Opportunities
1st and 2nd shifts. Scheduled hours can be flexible. One year experience or equivalent training required. Must have knowledge of medical terminology, anatomy and physiology, grammar, spelling, and punctuation. Home-based option. Job description and application available on-line at www.trinityqc.com or E-mail resumes to: gomez-holstv@trinityqc.com

Transcriptionist

Acute Care MTs with 4+ years experience for 2nd, 3rd and Weekend Shifts.
100% Internet based system using PrecyseNet software. Easy to learn. Bulky computer setup supplied at no cost to full-time MTs.
Must have Internet connection, which can be dialup, DSL, Cable and
Satellite. Dialup connection must be at 36k or better to perform in our
environment.

Competitive line rate. Employee status. No ICs. Full benefit package.
Generous PTO, 401k with match. Weekend Shift paid at 10c
Precyse Solutions
555 Sun Valley Dr., Ste A3
Roswell GA 30076 USA
Phone: (800) 319-0558
Fax: (800) 349-5772
Contact Email: klarrimore@precysesolutions.com
URL: http://www.precysesolutions.com
Contact: Kim Larrimore

Travel Agents
Experienced. Cruise leads provided. Work from home. Fax your resume to: 401-780-0905.

Tutors
Salary $20-$40 per hour, depending on experience. Tutors in all subjects needed. Work from home. Training available. Send letter of interest to: InfoNet, 179 Hoover Avenue, Concord, NC 28025.

Typist/Transcriptionists
Home Based (2nd or 3rd shift – Monday/Friday includes weekends).
Requirements: High school graduate or GED. Medical terminology helpful. Ability to type at least 65 words per minute accurately; ability to detect discrepancies in medical terminology and accurately transcribe dictation via dictating equipment with some knowledge of word processing equipment. Ability to use good sentence structure without changing the view of the author of the reports. Send resume to: Athens Regional Health Services, Inc.,1199 Prince Avenue, Athens, GA 30606.

Typist/Transcriptionists
Work from home, while having the professional support of a leading
transcription company. Work types assigned by skill level. Flexible work hours and competitive earning potential. Requirements: 2 years
transcription experience, excellent computer skills. Email resume to:
Commonwealth Transcription Systems, LLC Commonwealth@snet.net or mail
to: PO Box 592 Old Saybrook, CT 06475.

Typing/Transcriptionist
Work at home.Experienced with foreign accents ample. Superb typing
skills required. Please send resume to: PNR Transcription and Associate, P.O. Box 148, Swartz Creek, MI 48473.

Typing/Transcriptionists
Work from home. Flexible Stout or Part-time opportunities available. Prior experience in the Medical Records preferred. Send resume to: Seton Health, Human Resources, 1300 Massachusetts Avenue Troy, NY 12180

Typist/Transcribers
Work at home, part-time. Must have 2 years minimum experience. Suitable pay. Send resume to: OmniScribe, 13010 SW Watkins Ave, Tigard, OR 97223.

Typists
Work at home using own equipment. 2 years experience required. Benefits available after 3 months. Send resume to: P.O. Box 90453, Burton, MI 48509.

Virtual Office Staff
We are seeking associates who have the expertise to cover a wide variety of business tasks or projects such as detailed research, analytical and administrative tasks, business plans, and policy and procedure manuals. We seek individuals who can manage or perform projects, create marketing plans or public relations campaigns. We also need workers to respond to e-mail or assure mail for our clients. Please apply online:
https://www.myvirtualcorp.com/associates/applyform.asp

Virtual Assistants
$300 weekly. Travel company needs national work at home staff for
virtual telephone support positions. 20 hours per week. Send resume to Jem World Travel, 117 1/2 South Main Street Findlay, Ohio 45840

Voice Talent
Do you have a great voice? Professional advertising agency seeks voice
talent to produce radio, TV and video work. Seeking reliable, experienced voice pros for on-call freelance work Monday- Friday. Send demo-tape to: Cox Rasmussen & Company, Attn: Audio, 2830 F St., Eureka, CA, 95501-4423.

Web Designers and Graphic Designers
Great opportunity for graphic design/web do professionals to perform freelance work. Graphic designers must be proficient with Quark and Photoshop (Illustrator a plus) and will be developing direct mail brochures. Web designers must be proficient with Dreamweaver and Flash. Work from your home. Must have access to a MAC. Send resume, 2-3 nonreturnable samples, description of graphic design/desktop production experience and references to: PF, National Seminars Group, PO Box 2949 Shawnee Mission, KS 66201

Web Desginers, graphic artists, copywriters, verification auditors
Web-Erectors.Com,
PO Box 3822
Quincy, IL 62305-3822
ATTN: Personnel

Word Processors
$8.00 to $12.00 per hour. Home based, full-time for Verbatim Transcription. Successful candidates need PC with e-mail, 80 wpm accurately. Also seeking Spanish translators. Fax resume and cover letter to RST at: 206-217-9507.

Word Processing
All Purpose Typing Service, 1550 McDonald Ave, Brooklyn, NY 11230. Needs word processors of reports and theses, etc. Must have knowledge and experience with Word Perfect and Paradox. Send resume to apply.

Word Processors
Earning based on production $8-$12/hour. Home Based, full-time, for verbatim transcription of interview. Successful candidates need a PC with email; 80 wpm accurately; related experience. Fax resume and cover letter to: 206-217-9507.

Writers, Editors, Content Managers
Several editorial positions available for publishing season at most
comprehensive holiday-related magazine on the Internet. Please visit
http://www.mymerrychristmas.com/about/2000a02.html or send email to
editor@mymerrychristmas.com for more information.

Writers
Business publication looking for freelance writers with knowledge of small business and women business issues. Fax resume to: 973-275-1626 or mail to: CBJ, PO Box 178, South Orange, NJ 07079.

Writers
Feature/trends and critical writers in religion, music, performing and
visualarts. Experience, e-mail capability, references and published clips required. Send information to: Naples Daily News, P.O. Box 7009, Naples, FL 34101

Writers
Freelance. Wonderful pay, steady news and features assignments for best read newspaper in construction industry. Send resume, 2 clips to: Construction Equipment Guide, 470 Maryland Dr., Ft. Washington, PA 19034 Attn: Freelance.

Writers, Editors, Remark Managers
Several editorial positions available for publishing season at most
comprehensive holiday-related magazine on the Internet. Please visit
http://www.mymerrychristmas.com/about/2000a02.html or send email to
editor@mymerrychristmas.com for more information.Telecommuting Jobs

Writers
Freelance Writers sought for award winning Environmental quarterly. Send resumes, clips to: Environment Modern Jersey, PO Box 157, Stirling, NJ 07980

Writers
Business Journal is excepting applications from freelance writers. Send your resume, cover letter, and clips to: The PBJ, attention: Nisha Lunia, Special Reports Editor, 400 Market St., Philadelphia, PA 19106.

Writers
Powerprose Writers
16 East Main Street
Southborough, MA 01772
Phone: 508-303-2418
Fax: 508-303-8520

Writing
ChildAuthor.Com started as a simple craft site for children. It is
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The new bill for health care reform has attracted a lot of debate in health care forums. The main concern with the bill is that it will limit Americans’ choices when considering health care options, and will give the government an unprecedented amount of control over America’s health care needs. The purpose of this article is to objectively review the bill and provide subjective criticism both for and against the reform.

I recently stumbled over a summation of the health care reform bill that seemed terse and slanted. In an effort to verify the contents of the article, I looked up the actual bill to compare the short summary given in the summation to the legalese of the true health care reform bill. Here is what I found:

The purpose of the bill is given in these exact words (for the rest of this article, all italics are direct quotes from the bill itself. The only adaptations made reflect formatting changes—the words themselves are unaltered):

6 (1) IN GENERAL.—The purpose of this division

7 is to provide affordable, quality health care for all

8 Americans and slit the growth in health care

9 spending.

In addition to the opening statement of the bill, the purpose is clearly laid out as follows (selections taken from Sec. 100 of bill):

6 (B) creates a new Health Insurance Ex-

7 change, with a public health insurance option

8 alongside private plans;

11 (D) initiates shared responsibility among

12 workers, employers, and the government;

13 so that all Americans have coverage of essential

14 health benefits.

These are some of the main facets of the bill and seem to be straightforward. Some people believe that, in the 1017 pages of political jargon, these concepts are manipulated in such a way as to betray the true goals of health care reform. The following will originate a side-by-side comparison of the summation with the actual text from the bill. Look support for future articles that further elucidate the summation.

The summation begins by stating:

“Page 16: States that if you have insurance at the time of the bill becoming law and change, you will be required to take a similar plan. If that is not available, you will be required to take the gov option!”

This statement is referring to the following writing in the bill:

11 (A) IN GENERAL.—Except as provided in

12 this paragraph, the individual health insurance

13 issuer offering such coverage does not enroll

14 any individual in such coverage if the first ef-

15 fective date of coverage is on or after the first

16 day of Y1.

Here, the “individual health insurance issuer” refers to the current health insurance company (HMO, PPO, etc. For explanations of these, check here) one is covered under. “Y1″ is the year 2013—the first year that the bill will take effect.

The true sentiment of this statement seems to merely be a definition of “grandfathering in.” Given the fact that this statement falls under Sec. 102 (a) GRANDFATHERED HEALTH INSURANCE DEFINED, it seems like a necessary step to interpret the idiomatic expression of “grandfathering.” In layman’s terms, the writing above states, “If you are already enrolled in a health care provider’s service, then you fall under the status of grandfathered health insurance provided your enrollment did not start after the enactment of this bill.”

It’s difficult to understand why anyone could interpret this otherwise provided it comes directly after the heading Sec. 102 PROTECTING THE CHOICE TO KEEP Modern COVERAGE. What follows in this section are prohibitions against health care companies that survey to change their terms and conditions of an existing plan. This means health insurance companies cannot raise premiums or change coinsurance rates once they are already established in a person’s existing health care concept.

This is only one explanation for a list of over fifty qualms with the proposed health care bill. The point of this article is to explain that a single line, written by a single person, can easily be swallowed as truth granted the reader does not follow up with his own research. If you are presented an opinion, make distinct you understand the foundation for that opinion. If you believe everything you read, you will end up swindled out of one of our greatest freedoms: choice.

Sources:

http://frwebgate.access.gpo.gov/cgi-bin/getdoc.cgi? dbname=111_cong_bills&docid=f:h3200ih.pdf

http://www.freerepublic.com/focus/f-chat/2300451/posts

Whether you are making a choice between the health insurance plans offered by your employer, or buying an individual policy for yourself, here are 10 tips to consume into consideration.

1 Know thy needs
Before you win down to comparing different plans, it is indispensable to decide your insurance needs. You may not obtain a policy that will shroud every contingency, but you should try to catch a understanding that at least covers the essentials, and meets your medical needs.
Does a family member have special needs? Do you notion on having a baby in the next couple years? Does a dependant need prescription drugs? Do you fade abroad? Thinking this through will enable you to match your next policy with your recent and future medical needs, and salvage the kind of coverage that is factual for you.

2 Shop around
All health insurance policies are not created equal. You or your insurance agent should regain quotes from different insurance companies for comparison. You will gain that there are tremendous differences in the cost, benefits and exclusions offered by various policies. By shopping around, you may not only achieve money on your insurance premium, you may also procure a policy with benefits that are better righteous to your needs. While shopping, be distinct to do an apples-to-apples comparison of the standard benefits that each company has to offer.
One of the most convenient ways to derive quotes from a number of health insurance companies, is at an insurance comparison website. You will enjoy out a single questionnaire and gain several different quotes. Here are three comparison sites:
www.ehealthinsurance.com
www.netquote.com/
www.LowerRateQuotes.com/health-insurance.html

3 Review the Benefits
Before you commit to buying a policy, it is vital that you understand exactly what it will pay for and – unbiased as valuable – what it will not pay for. Be certain to read the exclusions allotment of the policy very carefully, as many health benefits are strictly optional, and will vary from one belief to the next.
*Does the policy conceal preventive care?
*Does it offer vision and dental care?
*Will the understanding screen pre-existing conditions?
*Is ambulance service included?
*Are prescription drugs covered?

It can be financially disastrous if you plunge ill only to net out that your policy does not conceal your particular condition and you are left on the hook for the bill.

4 Out of pocket expenses
Your monthly premium is not the only expense you will incur as far as your healthcare goes. Whichever insurance thought you go with, there will usually be some out-of-pocket expenses that you will have to pay. Before you engage your policy you should gather out upfront what these expenses are going to be. What is the co-pay on the policy? If there is a deductible or co-insurance, what are the amounts? What is the maximum amount you will have to pay out of pocket?

5 Choice, Cost and Coverage
There are several types of health insurance plans out there: the HMO (Health Maintenance Organization), PPO (Preferred Provider Organization), POS (Point of Service), HSA (Health Savings Story) and venerable indemnity insurance understanding.
The insurance conception you decide will determine:
*The flexibility you have in choosing your health care provider
*The cost in insurance premiums and out-of-pocket expenses
*The level of coverage offered and the benefits excluded

Beget clear you compare and assume the pros and cons of each option when choosing your health insurance. If you are looking to set money, for example, an HMO has the lowest out-of-pocket expenses, but it has the most restrictions. Indemnity and PPO plans offer greater flexibility, but have higher out-of-pocket expenses such as a deductible.

6 The Brand you pay
Price should not always be the determining factor in choosing a health insurance understanding. Ensure that the idea you resolve offers all or most of the health benefits you may need, particularly coverage for major medical conditions. Having to pay for a important medical service out of your maintain pocket may cost you far, far more than what you could possibly effect in premiums. It may also be financially devastating.
In the long urge, the understanding with the lowest premium may not work out to be the cheapest view. The least expensive conception is the one that offers the best ticket for the particular coverages that you need.

7 The “free look” Clause
Be definite your policy has a “free look” Clause. Most insurance providers allow you a 10-day period during which you can destroy your policy and have your premium refunded with no penalty. This allows you time to carefully review the policies documents, and build a final decision as to whether or not you like the terms and the coverage offered. Steal advantage of this provision to read and really understand your policy and the policy terms, and even glean a second plan.

8 Guaranteed renewable coverage
Some health insurance companies will slay your insurance policy or hike your rates if you topple sick – noteworthy like an auto insurer may slay your coverage if you have one too many accidents. This is actually fair in distinct states.
Look for a policy that offers non-cancelable coverage, guaranteed to renew each year. If this is not available, a “conditionally renewable” policy is another option. Under this policy, the company will reserve the apt to destroy all its policies that are similar to yours, but you cannot be singled out for cancellation.

9 Maximum Life Benefit
Another principal consideration is the maximum lifetime succor. This is the total dollar amount your insurance view will pay out as long as you acquire it. that your insurance company will pay over the lifetime of the policy. Ideally, this limit should be at least $1 million

10 Questions are the Answer
Choosing your health insurance opinion is a crucial financial decision. Before you place any money down, be definite that you understand your recent insurance contract. Ask your insurance agent or company to fully define anything on the policy that you do not understand. Ask questions and be clear that you understand the answers. If not, ask again.

Whether you are making a choice between the health insurance plans offered by your employer, or buying an individual policy for yourself, here are 10 tips to buy into consideration.

1 Know thy needs
Before you net down to comparing different plans, it is well-known to settle your insurance needs. You may not obtain a policy that will screen every contingency, but you should try to come by a opinion that at least covers the essentials, and meets your medical needs.
Does a family member have special needs? Do you understanding on having a baby in the next couple years? Does a dependant need prescription drugs? Do you depart abroad? Thinking this through will enable you to match your next policy with your new and future medical needs, and catch the kind of coverage that is fair for you.

2 Shop around
All health insurance policies are not created equal. You or your insurance agent should rep quotes from different insurance companies for comparison. You will pick up that there are big differences in the cost, benefits and exclusions offered by various policies. By shopping around, you may not only establish money on your insurance premium, you may also glean a policy with benefits that are better expedient to your needs. While shopping, be distinct to do an apples-to-apples comparison of the standard benefits that each company has to offer.
One of the most convenient ways to net quotes from a number of health insurance companies, is at an insurance comparison website. You will contain out a single questionnaire and salvage several different quotes. Here are three comparison sites:
www.ehealthinsurance.com
www.netquote.com/
www.LowerRateQuotes.com/health-insurance.html

3 Review the Benefits
Before you commit to buying a policy, it is important that you understand exactly what it will pay for and – unbiased as notable – what it will not pay for. Be positive to read the exclusions portion of the policy very carefully, as many health benefits are strictly optional, and will vary from one idea to the next.
*Does the policy veil preventive care?
*Does it offer vision and dental care?
*Will the thought hide pre-existing conditions?
*Is ambulance service included?
*Are prescription drugs covered?

It can be financially disastrous if you descend ill only to rep out that your policy does not mask your particular condition and you are left on the hook for the bill.

4 Out of pocket expenses
Your monthly premium is not the only expense you will incur as far as your healthcare goes. Whichever insurance idea you go with, there will usually be some out-of-pocket expenses that you will have to pay. Before you catch your policy you should fetch out upfront what these expenses are going to be. What is the co-pay on the policy? If there is a deductible or co-insurance, what are the amounts? What is the maximum amount you will have to pay out of pocket?

5 Choice, Cost and Coverage
There are several types of health insurance plans out there: the HMO (Health Maintenance Organization), PPO (Preferred Provider Organization), POS (Point of Service), HSA (Health Savings Story) and conventional indemnity insurance opinion.
The insurance concept you settle will determine:
*The flexibility you have in choosing your health care provider
*The cost in insurance premiums and out-of-pocket expenses
*The level of coverage offered and the benefits excluded

Earn positive you compare and judge the pros and cons of each option when choosing your health insurance. If you are looking to build money, for example, an HMO has the lowest out-of-pocket expenses, but it has the most restrictions. Indemnity and PPO plans offer greater flexibility, but have higher out-of-pocket expenses such as a deductible.

6 The Notice you pay
Price should not always be the determining factor in choosing a health insurance opinion. Ensure that the notion you decide offers all or most of the health benefits you may need, particularly coverage for major medical conditions. Having to pay for a primary medical service out of your occupy pocket may cost you far, far more than what you could possibly assign in premiums. It may also be financially devastating.
In the long bustle, the view with the lowest premium may not work out to be the cheapest concept. The least expensive belief is the one that offers the best ticket for the particular coverages that you need.

7 The “free look” Clause
Be definite your policy has a “free look” Clause. Most insurance providers allow you a 10-day period during which you can kill your policy and have your premium refunded with no penalty. This allows you time to carefully review the policies documents, and acquire a final decision as to whether or not you like the terms and the coverage offered. Catch advantage of this provision to read and really understand your policy and the policy terms, and even earn a second plan.

8 Guaranteed renewable coverage
Some health insurance companies will kill your insurance policy or hike your rates if you drop sick – grand like an auto insurer may assassinate your coverage if you have one too many accidents. This is actually correct in distinct states.
Look for a policy that offers non-cancelable coverage, guaranteed to renew each year. If this is not available, a “conditionally renewable” policy is another option. Under this policy, the company will reserve the legal to abolish all its policies that are similar to yours, but you cannot be singled out for cancellation.

9 Maximum Life Benefit
Another vital consideration is the maximum lifetime befriend. This is the total dollar amount your insurance view will pay out as long as you fill it. that your insurance company will pay over the lifetime of the policy. Ideally, this limit should be at least $1 million

10 Questions are the Answer
Choosing your health insurance understanding is a crucial financial decision. Before you keep any money down, be obvious that you understand your unusual insurance contract. Ask your insurance agent or company to fully elaborate anything on the policy that you do not understand. Ask questions and be obvious that you understand the answers. If not, ask again.